Cracks in high-deductible/consumer-driven health plan models

I’ve always been confused by the values highlighted by proponents of HDHPs. My logic has consistently been: (1) 75% of healthcare payments are made as the result of treating chronic diseases and, if/when, caught at the earliest stages can be cured, or mitigated. (2) Shifting initial plan expenses to patients, in the form of high deductibles, tends to prevent doctor visits/medical treatment thus negatively impacting the early discovery and treatment of disease. (I understand wellness checks are paid at 100%)

Here’s some real evidence our physicians will be the keys to unlocking our national health care cost/quality problems: http://tinyurl.com/7acns8o