jump to navigation

Impact of Health Reform Bill on Physicians April 28, 2010

Posted by medvision in Healthcare Reform.
add a comment

United States employer sponsored healthcare benefits and US healthcare system: “Houston, we have a problem”

Interview with Tim Norbeck, Executive Director of The Physicians Foundation: http://tinyurl.com/2fn8sb9


 

Advertisements

Healthcare reform and taxation of employer sponsored healthcare April 23, 2010

Posted by medvision in Healthcare Reform.
2 comments

The new health legislation provides 2 events concerning potential taxation of employer sponsored healthcare benefits. Mark your calendar. (1) So what’s included in the Sec. 9002 of the Affordable Care Act, concerning the inclusion of the cost of employer-sponsored health coverage on W-2 forms?
Starting in 2011, employers are required to disclose the aggregate cost of “applicable employer-sponsored coverage” provided to employees annually on the employee’s Form W-2. Regardless of whether the employee or employer pays for the coverage, the aggregate cost of the coverage reported is determined under rules similar to those to determine the applicable premiums for purposes of the COBRA continuation coverage requirements of group health plans. Note that a 40% excise tax will be imposed on health coverage providers starting in 2018 to the extent that the aggregate value of employer-sponsored health coverage for an employee exceeds $10,200 for individuals, and $27,500 for families.  In part, inclusion of health costs on the W-2 will be used to determine this tax on so-called “Cadillac” health plans.

Starting in 2011 we have to report the “value” of our entire health plan, both employee and employer funded. During 2018 a 40% penalty tax will be applied to value exceeding $10,200 for individuals and $27,500 for families. This perception of over-the-top value from high premium health care is a very false concept.

If 80% of national healthcare expense is due to manifested chronic disease, then by definition what causes high cost? Easy, it means the individual is covered by an employer sponsored plan with a larger group of sick/disease suffering members. How could our Congress structure such an evil provision? Could the answer be they are setting the stage for the elimination of employer plans? I can’t determine motives but know the driver of high cost! http://tinyurl.com/36ag3k6

Cancer care-My look back April 6, 2010

Posted by medvision in Cancer Care.
add a comment

 As I reflect back on my cancer caregiver journey I believe the following  points are important:

  • From the patient and caregiver perspective  it is important to seek all the support available from the onset. Fantastic resources exist from a local/regional basis including local organizations for patient support, national help resources and resources from pharmaceutical industry. Simple things are important, or example, writing questions be asked during oncologist visits.
  • I am fortunate to partner with one of the nation’s National Cancer Institute Comprehensive Cancer Centers, Moffitt  Cancer Center. If possible, I recommend everyone diagnosed with cancer have their diagnosis and treatment path re-checked at one of these marvellous national centers. http://cancercenters.cancer.gov/cancer_centers/cancer-centers-names.html
  • Pay close attention if your clinical team suggests the possibility of hospice care. In my Mom’s instance the hospice nurses were absolutely wonderful and provided the most personalized, patient-focused care.
  • Employer healthcare plan sponsors have options concerning support for their members facing cancer. Biologics of Raleigh, NC provides incredible patient support while sequentially providing substantial plan ROI. www.biologicstoday.com
%d bloggers like this: